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American Airlines AAdvantage® MileUp®

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(3.9) Rating
American Airlines AAdvantage® MileUp® image American Airlines AAdvantage® MileUp® image
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* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

American Airlines AAdvantage® MileUp®

A solid no-frills card for occasional American Airlines flyers.

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(3.9) Our Review
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Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

American Airlines AAdvantage® MileUp®

A solid no-frills card for occasional American Airlines flyers.

Not Currently Available at Your Best Credit Cards

This card is not currently available on Your Best Credit Cards. Please use our Card Explorer to find similar cards.

All information about American Airlines AAdvantage® MileUp® has been collected independently by Your Best Credit Cards. American Airlines AAdvantage® MileUp® is no longer available through Your Best Credit Cards.

Key facts

The American Airlines AAdvantage® MileUp card offers the rare ability to earn frequent flyer miles, all with no annual fee. But with few perks — and other American Airlines cards to choose from — it would be wise to consider all your options.

Annual Fee:

$0

AVG Point Value:

$0.014 (Learn More)

Min. Credit Score for Approval:

670-739 * Good

Ongoing APR:

20.99%-29.99% Variable

Foreign Transaction Fee:

3%

For the occasional American Airlines flyer looking to wade into the world of starter travel rewards cards, the AAdvantage® MileUp card may fit the bill. You’ll get a 25% discount on eligible American Airlines purchases such as in-flight food and beverage purchases (but not wifi) when on flights operated by American Airlines.

Reward multipliers

For a no-annual-fee card, the AAdvantage MileUp card offers a decent array of bonus categories.

You’ll earn double miles on two spending categories: 2X AAdvantage miles at grocery stores (including grocery delivery services) and 2X AAdvantage miles on eligible American Airlines purchases, along with 1X AAdvantage miles on all other eligible purchases.

american airlines, mileup card, aadvantage

Earns bonus points for spend in the following bonus categories:

Earn 2X miles per dollar on eligible American Airlines purchases; otherwise earn 1X

2x
Airfare

Estimated Rewards Value: 2.8%

2x
Groceries

Estimated Rewards Value: 2.8%

1x
Everything Else

Estimated Rewards Value: 1.4%

Key features

1

Unique Card Benefits

25% Savings on Inflight Purchases

You’ll get a 25% discount on in-flight food and beverage purchases when on flights operated by American Airlines (but not on inflight Wi-Fi purchases, as that is managed by a third party).

Earn Towards American AAdvantage® Elite Status

In 2022, American Airlines revamped how you earn elite status. Now, flying on American Airlines flights and partner airlines isn’t the only way to get status, including coveted upgrades and perks like free checked bags.

Among other methods, spending on an American Airlines credit card, including the AAdvantage® MileUp card, can also get you closer to elite status. For every dollar spent, you’ll earn 1 Loyalty Point (30,000 Loyalty Points are needed for American Airlines Gold status).

2

Extended Warranty

A perk of the no annual fee MileUp card is the ability to extend the manufacturer’s warranty of an item for 24 months (an industry-leading amount of time), but there is a $10,000 limit per item.

Extended Warranty Citi Mile Up

3

No Fees for Authorized Users

With the AAdvantage® MileUp card, you can add authorized users for no fee.

4

Free Access to Credit Score

Get access to your FICO® credit score free of charge with the MileUp card.

Earn more rewards by combining credit cards

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Pros & cons

  • Double earnings on two spending categories: Eligible American Airlines purchases and purchases at grocery stores
  • No fee for authorized users and no annual fee
  • Extended warranty protection for up to 24 months
  • Among airline cards, the MileUp only offers a modest sign-up bonus for new cardholders
  • No travel or trip protections
  • No free checked bag or priority boarding privileges

Our review

For occasional travelers that fly American Airlines and are looking to earn miles with the airline, then the AAdvantage® MileUp card could be a solid option.

And while you might not think about this card if you are already an American Airlines elite traveler, you may find the bonus categories more beneficial than the $99 fee Citi® / AAdvantage® Platinum Select® World Elite MasterCard since you already have the additional benefits like free checked bags and priority boarding via your status.

This beginner-friendly card, with no annual fee, is ideal for those who don’t travel often enough to justify a more expensive, premium card.

The AAdvantage® MileUp also has a competitive 2X bonus category rate at grocery stores (including grocery delivery services) and eligible American Airlines purchases.

And remember, all base miles earned via spend on this card count as Loyalty Points towards AAdvantage® status.

In addition, you’ll get 25% off inflight food and beverage purchases and there’s no mileage cap on the card. American Airlines miles can be used on over 1,000 worldwide destinations, as you can use them for American Airlines, American Eagle and any Oneworld alliance or non-alliance partner airlines.

american airlines, mileup card, aadvantage

However, there are some significant downsides to consider as well. While this is an airline-specific card, the MileUp card doesn’t include many airline perks, such as a free checked bag perk or preferred boarding. In addition, there’s a relatively modest welcome bonus and the card charges a foreign transaction fee (so you won’t want to use this card abroad).

And if you do fly American Airlines (and Oneworld partner airlines or JetBlue) more than a couple of times per year, but are not elite already, there are some better options out there, including those from American Airlines. That includes the mid-tier Citi® / AAdvantage® Platinum Select® World Elite Mastercard, offering the first checked bag free, and the premium Citi® / AAdvantage® Executive World Elite Mastercard, offering Admirals Club lounge access.

Frequently asked questions

1

Does the American Airlines AAdvantage MileUp Card have an annual fee?

No, the American Airlines AAdvantage® MileUp card does not charge an annual fee.

2

Does the American Airlines AAdvantage MileUp Card help me towards American Airlines elite status?

Yes, the American Airlines AAdvantage® MileUp card not only earns redeemable American miles (that can be used to book flights), but the card also helps you earn towards elite status at a rate of 1 Loyalty Point per dollar spent.

3

Does the American Airlines AAdvantage MileUp Card get you into airport lounges?

No, the card, with no annual fee does not offer lounge access, including the American Admirals Club. Consider the more premium Citi® / AAdvantage® Executive World Elite Mastercard for access to lounges.

4

Does the American Airlines AAdvantage MileUp Card give you priority boarding?

No, the American Airlines AAdvantage® MileUp Card card does not offer priority boarding privileges.

5

Does the American Airlines AAdvantage MileUp Card give you a discount on inflight food and beverage purchases?

Yes, you get 25% off on inflight American Airlines purchases (excluding Wi-Fi).

6

How do I earn miles with the American Airlines AAdvantage MileUp Card?

When using this card, you’ll earn double miles on two spending categories: 2X AAdvantage® miles on grocery purchases (including grocery delivery services) and 2X AAdvantage® miles on eligible American Airlines purchases, along with 1X AAdvantage® miles on all other eligible purchases.

grocery, shopping, mileup card, aadvantage

7

Is there a better credit card than the American Airlines AAdvantage MileUp Card?

For occasional travelers that fly American Airlines and who are newer to travel rewards, this no annual fee card is a solid option. However, more frequent travelers, or those that want perks like priority boarding and no foreign transaction fees should consider other card products.

8

How does the MileUp card compare to the Citi® / AAdvantage® Platinum Select® World Elite Mastercard?

9

How does the MileUp card compare to the Citi® / AAdvantage® Executive World Elite Mastercard?

10

Is the American Airlines AAdvantage MileUp a contactless chip enabled card?

Yes, the American Airlines AAdvantage® MileUp Card is contactless chip enabled.

11

Does the American Airlines AAdvantage MileUp Card charge foreign transaction fees?

Yes, unfortunately, the card charges a foreign transaction fee of 3%, so you’ll want to keep this card in your wallet when abroad.

london, heathrow, plane

12

Does the American Airlines AAdvantage MileUp Card have car rental coverage?

No, the American Airlines AAdvantage® MileUp Card does not have car rental CDW coverage.

13

Does the American Airlines AAdvantage MileUp Card come with any Elite Status?

No, it does not come with elite status on its own, but it can help you earn towards AAdvantage® elite status at a rate of 1 Loyalty Point per dollar spent on the card.

14

Does the American Airlines AAdvantage MileUp Card offer extended warranty?

Yes, there is extended warranty coverage, up to 24 additional months (which is industry leading).

15

Does the American Airlines AAdvantage MileUp Card offer trip protections?

No the American Airlines AAdvantage® MileUp card does not offer any trip protections or coverage.

16

What credit score do I need to get the American Airlines AAdvantage MileUp Card?

While a high credit score is not the only criteria to determine if you qualify, you’ll likely need a 660 – 850 FICO® credit score to be approved for the card.

17

What can I do with the miles earned for spending on the American Airlines AAdvantage MileUp Card?

With the American Airlines AAdvantage® MileUp card, you will only be able to redeem miles towards American Airlines travel and related purchases. That doesn’t necessarily mean it has to be on American Airlines flights. Your points can also be used to book travel on a variety of airlines, including Oneworld alliance carriers or other non-alliance partners such as JetBlue, Etihad, Air Tahiti Nui, and more. All partner bookings are still made through American Airlines AAdvantage® (you don’t “transfer” the miles).

18

Does the American Airlines AAdvantage MileUp Card have Cell Phone Protection?

No, there is no cell phone protection on this card.