Key facts
This card is no longer available online. Call Citi or stop into your nearest branch to inquire about this card.
Annual Fee:
$0Transfer ThankYou Points to Wyndham Rewards and receive a 20% Bonus in Wyndham Rewards points. Offer is valid for Point Transfers to Wyndham Rewards completed by 11:59 PM ET November 16, 2024.
That means that Citi Strata Premier and Citi Prestige cardholders get a 1,200 Wyndham points for 1,000 Citi while Citi ThankYou® Preferred, Citi Rewards+®, Sears Mastercard, Citi Double Cash®, AT&T Universal Rewards World, AT&T Universal Savings and Rewards, AT&T Universal Rewards, AT&T Points PlusSM Card from Citi or AT&T Access Card Cardmembers get 960 Wyndham points for every 1,000 Citi points transferred.
(Wyndham is one of the few programs the no fee ThankYou cards can transfer to without having a Premier or Prestige, but note the lackluster transfer ratio.)
Also note that Citi ran the same transfer bonus this summer.
Wyndham isn’t a super popular program on its own, but there is value to be found if you hunt hard enough. That said, I don’t think this transfer is for 99% of people, and DEFINITELY not for the cards that transfer at less than 1:1.
Wyndham points are generally worth about a penny each. Here are some ways you can potentially get more value:
- You can book not just Wyndham brand hotels but also Caesars Rewards properties. Wyndham does have some very nice properties but you do have to hunt. The Dolce Collection is one.
- You can book Vacassa vacation rentals (however, only by phone, at 15,000 points per bedroom if the per bedroom equivalent price is under $250 or 30,000 points per night if the rate is over $250 and under $500). All rates are inclusive of any taxes and fees. You’re getting 1.67 cents per point if perfectly maxed out and with this 20 percent bonus you would be getting 2 cents per ThankYou point in value. Not bad.
- You can transfer points directly to Caesars Rewards (the better way to book Caesars since if you are Diamond and book directly, you won’t pay resort fees). This would give you 1.2 cents each. And if your Wyndham points are close to expiration, this could be a good move since they hard expire after 4 years (cannot be extended), but a transfer would reset that.
Transfer ThankYou Points to Virgin Flying Club or Virgin Red and receive a 30% Bonus in Virgin Points. Offer is valid for Point Transfers to Virgin Points completed by 11:59 PM ET November 16, 2024.
Note that there is currently a 40% transfer bonus from Chase to Virgin Atlantic until Nov 30,. 2024.
CAVEAT: Beginning October 30th, 2024, Virgin Flying Club will move to a dynamic pricing for awards. Historically this has never been good news as higher priced times that you would get higher value from awards become more expensive with points. If you are transferring during the first two weeks of this bonus, you have time before the switch. We aren’t 100% sure if the dynamic pricing will apply only to Virgin metal awards or a wider swath of awards.
Virgin Atlantic transfer bonuses are fairly frequent between various programs. See historical transfer bonuses to Virgin Atlantic here. Excluding Bilt’s one-day 100% bonus on Sept 1st, other bonuses this year have been 30% except for the current 40% bonus from Chase.
Best Uses of Virgin Flying Club points:
Two great uses are domestically on Delta within the US or US-Mexico/Canada and for economy flights to/from Europe that are as few as 12,000 miles each way on partners such as KLM or Delta.
Another great use is on ITA Airways to/from Italy for 75,000 miles in Business Class. Surcharges are low; even FCO to JFK has only $55 in fees. And if you could actually find a Delta One award FROM Europe to the US, it would be just 50,000 points. Availability is a unicorn. Unfortunately, awards TO Europe on Delta now cost more and have $1,000 + surcharges)
The other, well known, “best use” is to book ANA First and Business class awards.
- First Class to/from Japan from West Coast: 145,000 points Round Trip
- First Class to/from Japan from East Coast: 170,000 points Round Trip
- Business Class to/from Japan from West Coast: 105,000 points Round Trip
- Business Class to/from Japan from East Coast: 120,000 points Round Trip
Reward multipliers
Our review
NOTE: This card is no longer available to new applicants online.
Consider the Capital One Quicksilver Student Cash Rewards Credit Card or Capital One SavorOne Student Cash Rewards Credit Card instead.