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Bilt Mastercard®

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Credit card

Bilt Mastercard®

Annual Fee:  $0

Bonus Offer: None, but you'll be able to earn points paying your rent

Bonus Offer: None, but you'll be able to earn points paying your rent

★ This card earns bonus points for spend in the following bonus categories:

Car Rentals2x

Best for:


Card Features and Benefits:

    The Bilt Mastercard® is the only credit card that lets you pay your rent with no surcharges and earn one point per dollar in the process.

    This works with any landlord, up to $100,000 in rent per year as long as you make 5 other purchases per statement cycle.

    Signup Bonus

    The card does not have a traditional signup bonus, however, once you are approved you will be sent an email offering you 5X on everything (except rent) for 5 days, up to $10,000.

    So, timed well, you could conceivably get a bonus of up to 50,000 points.

    Bilt Rewards Mastercard Earn Rate

    • Earn up to 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year
    • 3X points on dining
    • 2X points on travel
    • 1X points on other purchases
    • Earn points for rent when you make 5 transactions that post each statement period.
    • When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian(TM), TransUnion(TM), and Equifax(TM).

    Bilt Transfer Partners

    • American Airlines AAdvantage
    • Aer Lingus Avios
    • Air Canada Aeroplan
    • Air France Flying Blue
    • British Airways Avios
    • Cathay Pacific Asia Miles
    • Emirates Skywards
    • Hawaiian Airlines
    • Iberia Avios
    • IHG Rewards
    • United Airlines MileagePlus
    • Turkish Airlines Miles&Smiles
    • Virgin Atlantic
    • World of Hyatt

    Other Perks

    On the 1st of every month, Bilt Rewards has "Rent Day" - where you'll earn double points on everything, including in bonus categories - for purchases made on that one day.

    On Rent Day, they also have other bonuses and giveaways, which may include status trials on an airline, a points transfer bonus, or pretty much anything else.

    Other Benefits

    • No foreign transaction fees
    • Trip Cancellation and Interruption Protection
    • Trip Delay Reimbursement
    • Auto Collision Damage Waiver
    • Purchase Security (Theft and damage)
    • Cell Phone Protection
    • Lyft and DoorDash Credits


Bilt Mastercard®

Offer: None, but you'll be able to earn points paying your rent

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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