Airline Credit Cards
Airline Credit Cards allow you to rack up airline miles and come with perks like free checked bags and priority boarding.
In general, you want to start with Business Credit cards first if eligibile (and this page will explain how your small side hustle may qualify you for those bigger business credit cards bonuses) followed by general travel rewards-earning credit cards.
Once you have all the cards you want in those categories, it’s time to think about if you could benefit from the perks of a co-branded airline credit card. In general, the lower end airline cards (annual fee of less than $100) are best for avoiding checked bag fees, assuming you don’t already have airline status which would confer the same benefit, while the premium airline cards (annual fees of over $400) are best for those that want airline lounge access with that airline or want to earn extra status miles via spending.
As an example, the Citi / AAdvantage Executive World Elite Mastercard comes with AA Admiral’s Lounge access for less than the cost of paying for a lounge membership outright. The Delta Reserve for Business Credit Card from American Express does the same and also allows card holders to earn Delta MQMs (Elite Medallion Qualification Miles) by meeting yearly spending thresholds.
We base our ratings on the value of the points of each card by the amount of the bonus. Pretty simple!
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
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26 Cards Available:
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,500
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,500
Earn Rate
- 3X points for every dollar spent on dining, takeout, and eligible delivery services
- 3X points for every dollar spent at grocery stores
- 3X points for each dollar spent directly with Air Canada
- 1 point for each dollar spent on all other purchases
- Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)
Card Benefits
- Status Boost: Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights. Cardmembers can requalify as follows:
- Earn 25K Status through the next year after spending $15,000 in a calendar year
- Existing status holders earn a one-level status boost to 35K Status or higher for the next year after spending $50,000 in a calendar year
- Additional spend thresholds starting at $100,000 of spend in a calendar year will unlock unprecedented Aeroplan redemption benefits, including 50% off Priority Rewards and companion benefits
- Pay Yourself Back: The Aeroplan Credit Card is the first co-branded card to do this (starting soon, not right at launch) and you will be able to Pay Yourself Back with up to 50,000 Aeroplan points annually. This will be good for any all travel from Ubers to flights and will be at 1.25 cents per point in value, so $625 a year max.
- No foreign transaction fees
- Global Entry / PreCheck / Nexus reimbursement once every four years (This is the only credit card in the US that reimburses Nexus, which is like a Canadian Global Entry and is available to US citizens as well)
- Free checked bag for you and up to 8 companions on the same itinerary
- Trip Cancellation/Interruption Insurance
- Baggage Delay Insurance
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Roadside Assistance
- The card is a World Elite Mastercard, so you’ll get all of those benefits.
Spend Threshold Bonuses
- At $100,000, $250,000, $500,000 and at $750,000 spend in a calendar year you get a 50% off reward certificate. These vary in utility based on your tier but if you have top tier Air Canada status, they are good for 50% off any award you can find. In fact, you can even use them to book an Aeroplan-metal economy award (if that is what your status allows) and then use eUpgrade credits to get into Business Class.
- At $1,000,000 in spend, you het a GLOBAL +1 Award, which grants you 100% of your points back for all redemptions in all cabins on any metal for a designated companion.
NOTE: If you used our Credit Cards Optimization Tool to find this card, please remember that the 3X bonus rate for Air Canada flights only applies to paid flights booked via Air Canada. Other flights would earn 1X.
British Airways Visa Signature Card
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
This card earns 3x Avios on British Airways, Iberia, LEVEL, and Air Lingus and 2x Avios on hotels booked directly with the hotel.
Also receive 10% off all British Airways flights that originate in the United States. (Must book through a special website provided with your new card.)
Earn a Travel Together Ticket, good for bringing a companion for just the taxes and fees when you redeem a reward flight for yourself, when you spend $30,000.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on British Airways, Iberia, LEVEL, and Aer Lingus. If part of that spend is on other airlines, that spend will earn only 1x on this card, reducing the value of your rewards.
Iberia Visa Signature® Card Review
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
The Iberia Visa Signature® Card offers yet another way to earn Avios, even if you already carry the British Airways credit card.
Iberia Credit Card Earn Rate
- Earn 3 Avios per dollar pent on British Airways, Iberia, LEVEL, and Air Lingus purchases
- Earn 2 Avios per dollar spent on hotel accommodations
- Earn 1 Avios per dollar spent on any other purchases.
Iberia Credit Card Benefits
- 10% off of any Iberia flight. (Must buy the flights at Iberia.com/Chase10 using your Iberia Visa card)
- When you spend $30K on purchases on your Iberia Visa card in a year, you'll receive a discount voucher of $1,000 to use toward two tickets on the same flight.
- No foreign transaction fees
- Using this card at least once every 36 months (or any Avios transaction) will keep your Avios from expiring
- Avios can be transferred into British Airways Avios or Aer Lingus Avios via Avios.com.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on Iberia, which earns 3X Avios. If part of that spend is on other airlines, that spend will earn only 1X on this card, reducing the value of your rewards.
Aer Lingus Visa Signature Credit Card
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,150
The Aer Lingus credit card offers yet another way to earn Avios, even if you already carry the British Airways credit card.
Iberia Credit Card Earn Rate
- Earn 3 Avios per dollar pent on Aer Lingus, British Airways, Iberia, and LEVEL purchases.
- Earn 2 Avios per dollar spent on hotel accommodations
- Earn 1 Avios per dollar spent on any other purchases.
Aer Lingus Credit Card Benefits
- When you spend $30K on purchases on your Aer Lingus Visa card in a year, you'll receive a discount voucher of $1,000 to use toward two tickets on the same flight.
- No foreign transaction fees
- Using this card at least once every 36 months (or any Avios transaction) will keep your Avios from expiring
- Avios can be transferred into British Airways Avios or Iberia Avios via Avios.com.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on Aer Lingus, which earns 3X Avios. If part of that spend is on other airlines, that spend will earn only 1X on this card, reducing the value of your rewards.
Southwest® Rapid Rewards® Performance Business Credit Card
Annual Fee:
$199
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,120
Annual Fee:
$199
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,120
The Southwest® Rapid Rewards® Performance Business Credit Card card is all about being half of the one-two card combo needed to earn Southwest Companion Pass for two years with just two credit cards.
The premium version of the Southwest Rapid Rewards Premier Business Credit Card, this card offers 9,000 bonus Rapid Rewards points each cardmember anniversary, has multiple spending bonus categories, and includes benefits like 4 upgraded boardings per year, in-flight Wifi credits and Global Entry / PreCheck fee credits.
Full list of features and benefits:
- 4X points on Southwest Airlines
- 2X points on social media / search engine advertising, Internet, cable and phone services.
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 1 point per $1 spent on all other purchases.
- 9,000 bonus points each year after your Cardmember anniversary.
- $500 fee credit each year towards Rapid Rewards transfers
- Unlimited Tier Qualifying points (TQPs) towards A-List status (previously maxed out at $100,000 in spend / 15,000 points)
- 4 Upgraded Boardings per year when available
- Inflight WiFi Credits
- Global Entry or TSA Pre✓® Fee Credit
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 4x points. If you also fly another carrier, you will only earn 1x points for those purchases.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Annual Fee:
$0 Introductory Annual Fee for the first year, then $99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$975
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$975
Review: Get a free checked bag and preferred boarding on American Airlines. The free checked bag is valid for for you and up to 4 travel companions. Earn a $99 companion certificate for domestic main cabin travel.
Earn AAdvantage miles at the rate of 2x for American Airlines, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus 1x for everything else.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases
NOTE: Our estimated rewards values assume all of your airline spend is with AA for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on AA purchases only.
Annual Fee:
$525
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$960
Annual Fee:
$525
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$960
- United Club membership. Guest access includes 2 adults or 1 adult and dependent children under 21 years of age.
- The United Club membership can also access participating Star Alliance member airline lounges with up to one guest when departing on a same-day flight on a Star Alliance carrier.
- Two free checked bags for you and one companion traveling in the same reservation paid with your Club Infinite Card.
- Premier Access (including priority boarding, priority check-in, priority baggage handling, etc)
- Premier upgrades on award tickets: If you have MileagePlus® Premier®status and are traveling on an award ticket, you and one companion traveling on the same reservation are eligible for Complimentary Upgrades on select United- and United Express-operated flights, subject to availability.
- Expanded award availability
- Status PQD waiver with $25,000 spend
- Up to $100 in Global Entry / TSA PreCheck fee reimbursements
- 25% back on in-flight United purchases
- No foreign transaction fees
- CLEAR Membership discount ($70 off + 10,000 bonus miles for signing up by June 30, 2022)
- IHG Rewards Platinum status
- $75 IHG credit: Receive up to $75 in statement credits as reimbursement for IHG purchases charged to your card between January 1, 2022, and December 31, 2022.
- Get one-year of complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by 12/31/24. After the trial period, you will be automatically enrolled in DashPass at the current monthly rate.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on United, which earns 4X. If part of that spend is on other airlines, that spend will earn only 1x on this card, reducing the value of your rewards.
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$900
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$900
Allows for a free checked bag, priority boarding, 2 United Club one-time passes each card anniversary, the Luxury Hotel and Resort Collection, access to United MileagePlus events, and expanded economy award availability.
The United Business Card offers bonus categories of 2x on office supply stores, restaurants, and gas stations, local transit and commuting, including taxicabs, mass transit, tolls, and ride share services as well as on United itself, of course. It also offers 10,000 bonus miles and a PQD waiver upon spending $25,000.
Perhaps best of all, cardholders get access to expanded saver award availability.
Additional benefits:
- $100 annual United travel credit after 7 United purchases over $100
- Receive 5,000 bonus miles each card anniversary if you have both the United Business card and a personal United credit card
- Get 25% back on United inflight purchases
Need to Know: The calculations for this card assume that your "airfare" spend is on United only. If a portion of your airline spend is on other airlines, your reward values will be slightly lower than stated.
Also, if you used our rewards optimizer tool and are seeing this in your results, "Other Travel" refers to local transit and commuting - including taxis, mass transit, tolls, and ride share services.
Bonus Eligibility:
This card has replaced the United MileagePlus Explorer Business Card and is considered a new / different card for purposes of the bonus. If you have/had the United MileagePlus Explorer Business Card, you can still get this bonus.
Per the Chase website: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
Also Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.
Southwest® Rapid Rewards® Premier Business Credit Card
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$840
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$840
The Southwest® Rapid Rewards® Premier Business Credit Card is useful in conjunction with a personal card bonus to get the Southwest Companion Pass, since you can get one of each bonus and exceed the required 135,000 points for Companion Pass.
Full list of features and benefits:
- 3X points on Southwest purchases
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- $500 fee credit each year towards Rapid Rewards transfers
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
- 6,000 bonus points on your card anniversary.
- No foreign transaction fees.
- Tier qualifying points. For every $10,000 points that you spend, you’ll receive 1,500 tier qualifying points. Up to $100,000 per year.
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.
Citi® / AAdvantage® Platinum Select® World Elite MasterCard
Annual Fee:
$0 Introductory Annual Fee for the first year, then $99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$750
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$750
Review: Get a free checked bag and preferred boarding on American Airlines.
Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also, earn a $100 flight discount after spending $20,000 and renewing your card.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.
Citi® / AAdvantage® Executive World Elite MasterCard®
Annual Fee:
$450
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$750
Annual Fee:
$450
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$750
Review: Get full Admirals Club Membership for the primary cardholder, plus Admirals Club access for authorized users. Get a free checked bag for you and up to 8 companions on the same record, priority boarding, priority check-in, and priority screening (screening where available).
You'll also get access for two guests plus anyone in your family under the age of 18 as long as you have same-day boarding passes for American Airlines or any oneworld® airline.
And, your Admiral's Club membership additionally grants you the same access when flying oneworld airlines as follows:
- Domestic and international Admirals Club locations
- All Alaska Airlines Lounges (when departing or arriving on flights marketed and operated by American or Alaska Airlines)
- All Qantas Clubs (when departing or arriving on same-day flights operated by Qantas, or operated by American out of Auckland, New Zealand or Sydney, Australia)
- Select partner lounges operated by third parties (on same-day flights operated by American)
Note that your authorized users get entry only at AA Admiral's Club lounges, but do get guest privileges for immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests. Guests must be accompanied by the eligible authorized user and present boarding pass for same-day travel on American or a partner airline.
The Authorized User must present their credit card and be traveling on any departing or arriving flight that is marketed or operated by American, marketed and operated by any oneworld® airline, or marketed and operated by JetBlue (excluding JetBlue flights operating to and from Europe).
Earn American Airlines AAdvantage miles, and earn a bonus of 10,000 Loyalty Points (towards elite qualification) in any calendar year you spend $40,000 on the card.
Also, earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.
Delta SkyMiles® Platinum Business American Express Card
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
With the Delta SkyMiles® Platinum Business American Express Card you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.
Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.
Delta Business Platinum Bonus Categories
- Earn 3X miles on Delta purchases.
- Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
- Earn 1.5 miles on purchases of $5,000 or more, up to 50,000 miles per year.
Additional Amex Delta Business Platinum Benefits
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
- Buy One, Get One Companion Certificate on select fares.
- $39 Delta SkyClub per-visit lounge access.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Delta SkyMiles® Reserve Business American Express Credit Card
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
The Delta SkyMiles® Reserve Business American Express Credit Card offers an annual companion certificate in any cabin class and Delta Sky Club Access + Centurion Lounge, plus your first checked bag free and priority boarding on Delta.
Earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
Unlike the Platinum version of this card, these MQMs can be transferred to anyone you designate.
Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.
Delta Reserve Business Bonus Categories
- Earn 3X miles on Delta purchases
Additional Delta Reserve Business Benefits
- Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
- Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
- Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$720
United Quest(SM) Card Earn Rate
- 3X United miles on United purchases.
- 2X on other travel (like air, hotel, and car rentals). (Recall, though, that you can earn 3X points on any airline in the world with a Chase Sapphire Reserve or 2X on any airline in the world with a $95 annual fee Chase Sapphire Preferred.
- 2X miles on dining and streaming services.
- Everything else earns just 1 mile per dollar.
United Quest Benefits
- Two 5,000 mile award flight credits each year after account anniversary. Essentially, you will get 5,000 miles “back” after you book an award flight.
- $125 annual United purchase credit. This is a statement credit against UA purchases like airfare as well as things you can buy that are related to a flight, like checked bag fees, upgrades, seats, and Wifi.
- Earn 500 PQP for every $12,000 in card spend, up to 3,000 PQP in a Calendar Year - valid up to 1K status as long as the required PQF requirements are also met.
- 2 free checked bags
- Priority boarding
- $100 in Global Entry or TSA Precheck once every 4 years.
- No foreign transaction fees
- Premier upgrades on award tickets. Prioritized after the lowest paid fare class, a Premier member with this card will get upgraded on award tickets.
- 25% statement credit on onboard purchases (food, drinks, and wifi)
- Trip Cancellation / Interruption insurance
- Trip Delay reimbursement
- Primary car rental collision / damage waiver
- Purchase protection
- Roadside assistance
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on United, which earns 3X. Other airfare earns 2X. If part of that spend is on other airlines, that spend will earn only 2x on this card, reducing the value of your rewards.
Southwest Rapid Rewards® Plus Credit Card
Annual Fee:
$69
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
Annual Fee:
$69
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
The Southwest Rapid Rewards® Plus Credit Card is the entry-level Chase Southwest card and has the lowest annual fee of the three. Get 2X points on Southwest flights and 3,000 points per card anniversary in exchange for your annual fee each year, plus:
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.
Southwest Rapid Rewards® Premier Credit Card
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
The Southwest Rapid Rewards® Premier Credit Card is the mid-level personal Southwest card with a modest annual fee. Get 6,000 points per card anniversary and 3x points on Southwest flights.
- 3X points on Southwest purchases (up from 2X)
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.
Southwest Rapid Rewards® Priority Credit Card
Annual Fee:
$149
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
Annual Fee:
$149
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$700
The Southwest Rapid Rewards® Priority Credit Card is a premium-level Southwest card comes with extra benefits for loyal Southwest flyers. Get 7,500 points, a $75 Southwest credit, and 4 upgraded boarding positions each card anniversary.
- 3X points on Southwest purchases
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- Unlimited Tier Qualifying points (TQPs) towards A-List status - 1,500 Tier qualifying points for every $10,000 that you spend on the card
- 7,500 Rapid Rewards points each year on your card anniversary. Based on our 1.4 cent value, those points along are worth $105 toward Southwest Airlines flights.
- A $75 annual Southwest travel credit. Just charge your Southwest flight to your credit card and Chase will automatically reimburse you. The credit renews every year after your card anniversary date.
- 4 Upgraded Boardings per year. Southwest is a first-come, first-served system for boarding. The earlier you check in, the better your boarding position. But upgraded boardings allow you to skip the cattle car process, automatically giving you an A1-A15 position. Normally, you need to pay for these boarding spots, but the card will reimburse you for the first four that you purchase.
- No foreign transaction fees. You won’t pay any foreign transaction fees when you use the card to make purchases abroad.
- 20% back on all inflight purchases. That includes WiFi, as well.
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.
Delta SkyMiles® Gold Business American Express Card
Annual Fee:
$0 Introductory Annual Fee for the first year, then $99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
With the Delta SkyMiles® Gold Business American Express Card, you'll get your first checked bag free and priority boarding on Delta.
Gold Delta SkyMiles Business Credit Card Earn Rate
- 2X Delta SkyMiles on Delta purchases
- 2X miles on eligible U.S. shipping purchases
- 2X miles on restaurants worldwide
- 2X miles on U.S. advertising in select media (online, TV)
- 1X miles on other eligible purchases
New Delta Flight Benefit
Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Delta SkyMiles® Platinum American Express Card
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
Annual Fee:
$250
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.
Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.
Delta Platinum Bonus Categories
- Earn 3X miles on Delta purchases
- Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
- Earn 2X miles at U.S. supermarkets
- Earn 2X miles at restaurants, worldwide
- Terms apply
Additional Delta Platinum Benefits
- $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
- Buy One, Get One Companion Certificate on select fares.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Annual Fee:
$0 Introductory Annual Fee for the first year, then $95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
Holders of the United℠ Explorer Card get free checked bag for you and a companion (must pay with card) and priority boarding on United flights.
- You'll also get two one-time United Club passes per cardmember year, access to the Luxury Hotel and Resort Collection, and access to both Inside Access events and United MileagePlus Events.
- You can earn a PQD status waiver with $25,000 spend and, best of all, this card entitles you to expanded saver economy award availability on United flights.
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit: You can receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
- Get one-year of complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by 12/31/24. After the trial period, you will be automatically enrolled in DashPass at the current monthly rate.
Includes Primary Rental Car Collision Damage Waiver (CDW) Coverage
The coverage is Primary, so you won't have to involve your own insurance as long as you reserve and pay for the rental with this card (see issuer website for all terms).
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on United and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Delta SkyMiles® Reserve American Express Card
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$600
The Delta SkyMiles® Reserve American Express Card gets an annual domestic companion certificate in any class, including First and Business, plus your first checked bag free and priority boarding on Delta. Moreover, it includes Delta SkyCub membership with an annual fee ($550) that is only $5 more than buying a Delta SkyClub membership on your own!
Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. You can earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion® Status. Terms apply.
Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.
Earn Rate:
- Earn 3X miles on Delta purchases
Primary Benefits:
- Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
- Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
- Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
- Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Delta SkyMiles® Gold American Express Card
Annual Fee:
$0 Introductory Annual Fee for the first year, then $99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$480
Annual Fee:
$99
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$480
With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.
Gold Delta SkyMiles Credit Card Earn Rate
- 2X Delta SkyMiles on Delta purchases
- 2X miles on U.S. supermarkets
- 2X miles on restaurants worldwide
- 1X miles on all other eligible purchases
New Delta Flight Benefit
Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.
Annual Fee:
$59
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$240
Annual Fee:
$59
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$240
DISCONTINUED
While most will do better with the larger welcome bonus of the Avianca Vuela card, this card does come with a significantly lower annual fee and 20,000 Avianca LifeMiles.
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$240
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$240
- 2 miles per dollar on United Airlines purchases and earn 25% back on United inflight purchases
- 2 miles per dollar at gas stations, and on local transit and commuting charges
- Earn 1 mile per $1 spent on all other purchases
- No foreign transaction fees
Note that in calculating your rewards on this card, we are counting all airfare as 2X miles since we don't capture your spend by airline. However, please note that the 2X multiplier on airfare will only apply to United flights.
American Airlines AAdvantage MileUp Card
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$150
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$150
This no-fee card earns 2x AAdvantage miles at grocery stores, as well as 2x on American Airlines.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.
Delta SkyMiles® Blue American Express Card
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$120
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$120
The Delta SkyMiles® Blue American Express Card has no annual fee and gives you the option to earn 2 bonus Delta SkyMiles on restaurants, as well as on Delta. You'll earn 1 point per dollar spent on all other eligible purchases. There are no foreign transaction fees, which is somewhat rare for a no-annual fee credit card. Terms apply.
NOTE: This rewards calculator is assuming all of your airline spend is with Delta for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on Delta purchases only.
Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
X =
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value
X =
Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
