The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

• $200 in Uber credits annually ($15 per month with a $20 bonus in December)
• $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
• $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
• $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.(Enrollment Required)
• $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings, with a two night minimum stay, with American Express Travel. (Enrollment Required) 
• $189 CLEAR® Credit as statement credits when you pay for your CLEAR® membership with your Card. (Enrollment Required) 
• $300 Equinox Credit: Receive up to $300 back per calendar year in statement credits for purchases at Equinox. Valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. (Enrollment required)
• $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. (Enrollment required)
• $155 Walmart+ Credit: The cost of a $12.95 monthly Walmart+ membership is covered with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. (Plus Ups are excluded.)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

• Marriott Bonvoy Gold Elite
• Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

• Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
• Secondary Car rental CDW/LDW collision/damage coverage
• Lost, damaged or stolen baggage insurance
• Extended warranty, purchase protection and return protection on covered purchases
• No foreign transaction fees.
• Access to the Platinum Concierge line

Cell phone protection:

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.
• Underwritten by New Hampshire Insurance Company, an AIG Company.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. Limit of up to $500,000 on these purchases per calendar year. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

The Citi Custom Cash℠ Card earns ThankYou points which are worth a penny per point (1% cash back) unless you also have a Citi Premier card or Prestige in your Citi portfolio.

Assuming you do, then these should combine to your overall ThankYou pool once linked.

You will earn 5% cash back (as ThankYou Points) on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, with 1% cash back thereafter. You do not have to select anything at any time. It's automatic.

The eligible spend categories are:

• Restaurants
• Gas Stations
• Grocery Stores
• Select Travel
• Select Transit
• Select Streaming Services
• Drugstores
• Home Improvement Stores
• Fitness Clubs
• Live Entertainment.

You'll earn an unlimited 1% cash back on all other purchases.

The 5X applies to your top category each month.

O% Intro APR Offer - New Purchases and Balance Transfers

0% Intro APR on balance transfers and purchases for 15 months.

After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness.

Please note: If you are finding this card in your results for our Rewards Optimization tool, due to system limitations the tool will calculate a maximum of $6,000 per year for your top categories at 5%, but it will not factor in exact monthly spend.

Is the American Express® Gold Card the best card for dining and groceries?

The Gold Card offers 4x Membership Rewards points at restaurants (including U.S. takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights booked directly with airlines or on amextravel.com.

And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)

It also offers $20 in monthly dining statement credits - $10 monthly at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment and $10 in Uber Cash each month. Enrollment required / terms apply.

(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)

While many Amex bonus categories are US-only, this card earns 4x on restaurants, including internationally.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

• $189 credit towards a CLEAR membership for expedited airport security lines.
• $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access

Note: All information about the Green Card has been collected independently by Your Best Credit Cards. The American Express® Green Card is no longer available as an affiliate offer but another offer link is being provided for your convenience.

The Citi Premier® Credit Card is an excellent general travel, dining, and grocery card with a low annual fee.

Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.

There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.

How Does the Citi Premier Earn Citi ThankYou Points?

• 3X Points at Dining
• 3X Points at Grocery Stores / Supermarkets
• 3X Points on Gas
• 3X Points on Flights and Hotels
• 1X Points on All Other Purchases

Other ThankYou Premier Card benefits

• The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.
• No foreign transaction fees

Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, Turkish and Cathay Pacific.

Earn Rate

• 3X points for every dollar spent on dining, takeout, and eligible delivery services
• 3X points for every dollar spent at grocery stores
• 3X points for each dollar spent directly with Air Canada
• 1 point for each dollar spent on all other purchases
• Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)

Card Benefits

• Status Boost: Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights. Cardmembers can requalify as follows:
  • Earn 25K Status through the next year after spending $15,000 in a calendar year
  • Existing status holders earn a one-level status boost to 35K Status or higher for the next year after spending $50,000 in a calendar year
  • Additional spend thresholds starting at $100,000 of spend in a calendar year will unlock unprecedented Aeroplan redemption benefits, including 50% off Priority Rewards and companion benefits
• Pay Yourself Back: The Aeroplan Credit Card is the first co-branded card to do this (starting soon, not right at launch) and you will be able to Pay Yourself Back with up to 50,000 Aeroplan points annually. This will be good for any all travel from Ubers to flights and will be at 1.25 cents per point in value, so $625 a year max.
• No foreign transaction fees
• Global Entry / PreCheck / Nexus reimbursement once every four years (This is the only credit card in the US that reimburses Nexus, which is like a Canadian Global Entry and is available to US citizens as well)
• Free checked bag for you and up to 8 companions on the same itinerary
• Trip Cancellation/Interruption Insurance
• Baggage Delay Insurance
• Trip Delay Reimbursement
• Auto Rental Collision Damage Waiver
• Roadside Assistance
• The card is a World Elite Mastercard, so you’ll get all of those benefits.

Spend Threshold Bonuses

• At $100,000, $250,000, $500,000 and at $750,000 spend in a calendar year you get a 50% off reward certificate. These vary in utility based on your tier but if you have top tier Air Canada status, they are good for 50% off any award you can find.  In fact, you can even use them to book an Aeroplan-metal economy award (if that is what your status allows) and then use eUpgrade credits to get into Business Class.
• At $1,000,000 in spend, you het a GLOBAL +1 Award, which grants you 100% of your points back for all redemptions in all cabins on any metal for a designated companion.

NOTE: If you used our Credit Cards Optimization Tool to find this card, please remember that the 3X bonus rate for Air Canada flights only applies to paid flights booked via Air Canada. Other flights would earn 1X.

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

Card Features:

• 4X points (which equates to 4% cash back) on travel (including air, hotel, and cruises) and at gas stations
• 2X points at grocery stores and on grocery delivery
• 2X points for dining (at a restaurant or via delivery)
• 2X points on streaming services
• 1X point per dollar on all other eligible purchases
• Earn a $30 annual streaming credit: When you put eligible streaming services on your card for 11 straight billing cycles, the 12th month will see a credit of up to $30.
• Cell Phone Protection: You can get reimbursed for up to $600 if your cell phone is stolen or damaged (but lost phones are not covered) as long as you pay your monthly cell phone bill with your card. $100 deductible applies and you will be covered for a maximum of one claim per year. Protection is secondary to homeowners/renters insurance.
• TSA PreCheck or Global Entry Credit: You'll get up to $100 in statement credits to reimburse your application fee up to once every four years.
• No Foreign Transaction Fees.

US Bank Altitude Connect Credit Card Review

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

This card is for people with a strong credit profile. You should have a 720 or better FICO to apply for this card.

The Delta SkyMiles® Reserve American Express Card gets an annual domestic companion certificate in any class, including First and Business, plus your first checked bag free and priority boarding on Delta. Moreover, it includes Delta SkyCub membership with an annual fee ($550) that is only $5 more than buying a Delta SkyClub membership on your own!

Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. You can earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion® Status. Terms apply.

Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Earn Rate:

• Earn 3X miles on Delta purchases

Primary Benefits:

• Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
• Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
• Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
• $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓^® every 4.5 years.
• Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

The Bilt Mastercard® is the only credit card that lets you pay your rent with no surcharges and earn one point per dollar in the process.

This works with any landlord, up to $50,000 in rent per year as long as you make 5 other purchases per statement cycle.

• Earn up to 1X points on rent payments without the transaction fee, up to 50,000 points each calendar year
• 2X points on travel
• 3X points on dining
• 1X points on other purchases
• Earn points on rent when you make 5 transactions that post each statement period.
• When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian(TM), TransUnion(TM), and Equifax(TM).

Signup Bonus

The card does not have a traditional signup bonus, however, once you are approved you will be sent an email offering you 5X on everything (except rent) for 5 days, up to $10,000.

So, timed well, you could conceivably get a bonus of up to 50,000 points.

Bilt Transfer Partners

• American Airlines AAdvantage
• Aer Lingus Avios
• Air Canada Aeroplan
• Air France Flying Blue
• British Airways Avios
• Cathay Pacific Asia Miles
• Emirates Skywards
• Hawaiian Airlines
• Iberia Avios
• IHG Rewards
• United Airlines MileagePlus
• Turkish Airlines Miles&Smiles
• Virgin Atlantic
• World of Hyatt

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Night Award, valid any day of the week on a Standard room award at nearly any property in the world. You can earn a second Free Night Award with $60,000 in spend within a calendar year

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

All information about the Hilton Honors Aspire® Credit Card has been collected independently by Your Best Credit Cards.

The Wells Fargo Propel offers 3x on gas stations, rideshares, transit, flights, hotels, car rentals, and some streaming services.

It earns 1x elsewhere.

These points can be used in their travel portal to purchase travel of almost any kind.

The Wells Fargo Propel credit card also provides complimentary cell phone insurance. There are no foreign transaction fees, either.

New cardholders will get a 12 month introductory 0% intro APR period on both purchases and balance transfers. 14.49%-24.99% Variable thereafter. See Terms.

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations, including EV charging stations, both at Costco and otherwise, for the first $7,000 per year. Additionally, it earns 3% cash back at restaurants and on travel.

You must have a Costco membership to be eligible for this card.

Review: Get a free checked bag and preferred boarding on American Airlines.

Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also, earn a $100 flight discount after spending $20,000 and renewing your card.

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

This no-fee card earns 2x AAdvantage miles at grocery stores, as well as 2x on American Airlines.

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Review: Get full Admirals Club Membership for the primary cardholder, plus Admirals Club access for authorized users. Get a free checked bag for you and up to 8 companions on the same record, priority boarding, priority check-in, and priority screening (screening where available).

You'll also get access for two guests plus anyone in your family under the age of 18 as long as you have same-day boarding passes for American Airlines or any oneworld^® airline.

And, your Admiral's Club membership additionally grants you the same access when flying oneworld airlines as follows:

• Domestic and international Admirals Club locations
• All Alaska Airlines Lounges (when departing or arriving on flights marketed and operated by American or Alaska Airlines)
• All Qantas Clubs (when departing or arriving on same-day flights operated by Qantas, or operated by American out of Auckland, New Zealand or Sydney, Australia)
• Select partner lounges operated by third parties (on same-day flights operated by American)

Note that your authorized users get entry only at AA Admiral's Club lounges, but do get guest privileges for immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests. Guests must be accompanied by the eligible authorized user and present boarding pass for same-day travel on American or a partner airline.

The Authorized User must present their credit card and be traveling on any departing or arriving flight that is marketed or operated by American, marketed and operated by any oneworld® airline, or marketed and operated by JetBlue (excluding JetBlue flights operating to and from Europe).

Earn American Airlines AAdvantage miles, and earn a bonus of 10,000 Loyalty Points (towards elite qualification) in any calendar year you spend $40,000 on the card.

Also, earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

The Delta SkyMiles® Blue American Express Card has no annual fee and gives you the option to earn 2 bonus Delta SkyMiles on restaurants, as well as on Delta. You'll earn 1 point per dollar spent on all other eligible purchases. There are no foreign transaction fees, which is somewhat rare for a no-annual fee credit card. Terms apply.

NOTE: This rewards calculator is assuming all of your airline spend is with Delta for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on Delta purchases only.

With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.

Gold Delta SkyMiles Credit Card Earn Rate

• 2X Delta SkyMiles on Delta purchases
• 2X miles on U.S. supermarkets
• 2X miles on restaurants worldwide
• 1X miles on all other eligible purchases

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

• Earn 3X miles on Delta purchases
• Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
• Earn 2X miles at U.S. supermarkets
• Earn 2X miles at restaurants, worldwide
• Terms apply

Additional Delta Platinum Benefits

• $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓^® every 4.5 years.
• Buy One, Get One Companion Certificate on select fares.
• $50 Delta SkyClub per-visit lounge access for yourself and up to two guests when flying Delta.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

With the Marriott Bonvoy Brilliant® American Express® Card, you'll receive automatic Marriott Platinum status and 25 elite nights credits every year.

Marriott Bonvoy Platinum status gets you free breakfast (or Executive Lounge access and free breakfast in the Executive lounge if the hotel has one) at most full service Bonvoy properties (Ritz Carlton and EDITION are excluded). You also get a guaranteed 4pm late checkout at all Bonvoy hotels unless they are a resort or conference hotel.

This card earns Marriott Bonvoy points for purchases:

• 6x points at Marriott hotels
• 3x points at restaurants worldwide and on flights booked directly with airlines
• 2x points on all other eligible purchases.

The Bonvoy Brilliant card comes with an annual free night award (up to 85,000 Marriott Bonvoy points in value) at renewal and a $25 monthly credit for up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.

Each calendar year after spending $60,000 on eligible purchases, you can choose an Earned Choice Award benefit.

Choices include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $1,000 discount from Marriott Bonvoy Boutiques.

Terms apply.

Many additional features of this card are outlined in the full details page for this card - simply click below for more card details.

NOTE: Our rewards calculator is assuming that your total entered in "Hotels" is spend at Marriott properties for the purposes of calculating this card's value to you. If part of your hotel spend is at non-Marriott properties, that spend will earn less than our estimate.