Airfare
These credit cards offer the best returns on your spend for purchases on airline tickets.
Note that “co-branded” airline cards generally require you to buy the airline tickets on their airline to get the bonus multiplier. Cards issued by banks, like Credit Cards That Earn Chase Ultimate Rewards Points, would earn the multiplier regardless of which airline you fly.
You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.
The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
Chase Freedom Unlimited® Review
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
A no-fee Chase card offering 1.5x Ultimate Rewards points on everything, except as noted below. It's best combined with a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred to unlock the power of transfer partners.
Chase Freedom Unlimited® Earn Rate:
- 5X on travel when purchased through the Chase Ultimate Rewards portal*
- 5X on Lyft until March 2025
- 3X on dining (including takeout and delivery)
- 3X at drugstores
- 1.5X on everything else
NOTE: This card can be used as cash back or as an Ultimate Rewards points card. In valuing your rewards, we assume you also have a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent.
Instacart Benefits
- 3 free months of Instacart Express
- $10/quarter in statement credits
0% Interest APR Intro Offer:
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
Chase Sapphire Preferred® Card Review
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
Perhaps the best "starting out card" in miles and points.
The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.
Chase Sapphire Preferred Card Earn Rate:
- 5X Chase Ultimate Rewards points on Lyft rides (through March 2025)
- 5X total points on all travel purchased through Chase Ultimate Rewards
- 3X points on dining, including eligible delivery services, takeout and dining out.
- 3X points on select streaming services
- 3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)
- 2X Ultimate Rewards points on all travel purchases
- 1X points on all other purchases
Important Note on the 5X multiplier for travel: This card is listed as earning 5X on travel. You will only receive 5X if you book your travel via the Chase Ultimate Rewards Travel portal (using cash). Hotels booked via the portal are prepaid will not earn hotel points or provide hotel loyalty program benefits. If you book travel directly with a provider, you will earn 2X instead of 5X.
Instacart Benefits
- 6 free months of Instacart Express
- $15/quarter in statement credits
Chase Sapphire Preferred® Card DoorDash Benefits
You'll get free access to DashPass which gives you $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Chase Will Let you “Pay Yourself Back”
Chase Sapphire Preferred cardmembers can always use their points to book travel via the travel portal where they get 1.25 cents per point.
Now, you can redeem in the same manner for selected rotating categories. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.25 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“.
The only requirement is that the merchant category be in one of the specified categories and you must “Pay yourself back” within 90 days of purchase.
Chase Sapphire Reserve cardmembers get the same opportunity, but at a higher 1.5 cents per point cash-out rate.
If you apply for a Chase credit card and don't get an instant approval, you may want to call the Chase reconsideration line.
Note: You will only be approved for a Chase credit card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.
You also cannot be approved for a Sapphire Preferred if you currently have this card or a Sapphire Reserve card and/or if you have received a bonus on this card in the past 48 months.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.75%
The Chase Freedom Flex is the evolution of the Chase Freedom card, long a staple of the Chase card portfolio.
0% APR Intro Offer:
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
The Freedom Flex takes the best part of the Chase Freedom (rotating quarterly 5X bonus categories) and adds a ton of new features:
Chase Freedom Flex Earn Rate:
- 5X on travel when purchased through the Chase Ultimate Rewards portal*
- 5X on rotating quarterly bonus categories (max of $1,500 per quarter in spend; activation required – same as existing Freedom card)
- 5X on Lyft rides through March 2025
- 3X on dining (including takeout and delivery)
- 3X at drugstores
- 1X on everything else
(* Keep in mind, booking via the portal for hotels means that you won’t, in most cases, earn any hotel points / stay credits nor have any hotel elite status honored. For airlines, the fares are generally the same or similar, however, it does mean that you have to deal with Chase for changes instead of the airline directly – and that can be a big hassle.)
Instacart Benefits
- 3 free months of Instacart Express
- $10/quarter in statement credits
Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above.

The Business Platinum Card® from American Express
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.50%
The Business Platinum Card® from American Express
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.50%
A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points. It earns:
- 5X Membership Rewards points on flights and prepaid hotels booked via AmexTravel
- 1.5X Membership Rewards points on any single purchase that is over $5,000
- 1.5X Membership Rewards at U.S. Construction material and hardware suppliers, Electronic goods retailers and software & at cloud system providers, and with Shipping providers
- 1X Membership Rewards points on other purchases
(1.5X purchases are capped at $2,000,000 in spend per calendar year.)
Card Benefits
- Hilton Gold status (enrollment required)
- Marriott Gold status (enrollment required)
- Receive up to $100 as a statement credit every 4 years after you apply for Global Entry or every 4.5 years for TSA Pre✔®
- Access to the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access (enrollment required)
- Fine Hotels and Resorts benefits
- $200 airfare credit for incidentals like luggage fees on your chosen airline. (enrollment required). Terms apply.
- $200 in Dell statement credits twice annually, up to $400 total (Jan-June and July-Dec; Enrollment required / terms apply).
- Up to $120 a year in wireless credits; up to $10 per month, Enrollment required / terms apply.
- Up to $360 in Indeed credits ($90 per quarter; enrollment required, Terms Apply)
- Up to $150 in credits with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign, enrollment required, Terms Apply.
- $189 CLEAR® Plus Credit: Use your Card and get up to $189 back per year on your CLEAR® Plus membership - subject to auto-renewal.
- (Enrollment required; credit is a statement credit.)
Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.50%
The Platinum Card® from American Express
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.50%
The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.
Statement Credit Offers
- $200 in Uber credits annually ($15 per month with a $20 bonus in December)
- $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
- $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
- $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with The Wall Street Journal, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. (Enrollment Required)
- $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, with a two night minimum stay, with American Express Travel. (Enrollment Required)
- $189 CLEAR® Plus Credit: Get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card® (Enrollment Required)
- $300 Equinox Credit: Receive up to $300 back per calendar year in statement credits for purchases at Equinox. Valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. (Enrollment required)
- $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. (Enrollment required)
- $155 Walmart+ Credit: The cost of a $12.95 monthly Walmart+ membership is covered with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. (Plus Ups are excluded.)
(All above offers require enrollment after you receive the card.)
You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)
In addition, you get elite status in two hotel programs (enrollment required):
- Marriott Bonvoy Gold Elite
- Hilton Gold
While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!
More Platinum Card benefits:
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck®
- Secondary Car rental CDW/LDW collision/damage coverage
- Lost, damaged or stolen baggage insurance
- Extended warranty, purchase protection and return protection on covered purchases
- No foreign transaction fees.
- Access to the Platinum Concierge line
Cell phone protection:
Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by New Hampshire Insurance Company, an AIG Company.
NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. Limit of up to $500,000 on these purchases per calendar year. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.00%
Annual Airfare Limit:
$6,000
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.00%
This card is no longer available at Your Best Credit Cards.
We suggest the Chase Freedom Unlimited® instead.
The Citi Custom Cash® Card earns ThankYou points which are worth a penny per point (1% cash back) unless you also have a Citi Premier card or Prestige in your Citi portfolio.
Assuming you do, then these should combine to your overall ThankYou pool once linked.
You will earn 5% cash back (as ThankYou Points) on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, with 1% cash back thereafter. You do not have to select anything at any time. It's automatic.
The eligible spend categories are:
- Restaurants
- Gas Stations
- Grocery Stores
- Select Travel
- Select Transit
- Select Streaming Services
- Drugstores
- Home Improvement Stores
- Fitness Clubs
- Live Entertainment.
You'll earn an unlimited 1% cash back on all other purchases.
The 5X applies to your top category each month.
O% Intro APR Offer - New Purchases and Balance Transfers
0% Intro APR on balance transfers and purchases for 15 months.
After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
Please note: If you are finding this card in your results for our Rewards Optimization tool, due to system limitations the tool will calculate a maximum of $6,000 per year for your top categories at 5%, but it will not factor in exact monthly spend.

Citi® / AAdvantage® Executive World Elite MasterCard®
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.6.00%
Citi® / AAdvantage® Executive World Elite MasterCard®
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.6.00%
This card is no longer available at Your Best Credit Cards. Please see other airline credit cards.
Get full Admirals Club Membership for the primary cardholder, plus Admirals Club access for authorized users ($175 for the 1st three authorized users and $175 per authorized user after that)
Get a free checked bag for you and up to 8 companions on the same record, priority boarding, priority check-in, and priority screening (screening where available).
You'll also get access for two guests plus anyone in your family under the age of 18 as long as you have same-day boarding passes for American Airlines or any oneworld® airline.
And, your Admiral's Club membership additionally grants you the same access when flying oneworld airlines as follows:
- Domestic and international Admirals Club locations
- All Alaska Airlines Lounges (when departing or arriving on flights marketed and operated by American or Alaska Airlines)
- All Qantas Clubs (when departing or arriving on same-day flights operated by Qantas, or operated by American out of Auckland, New Zealand or Sydney, Australia)
- Select partner lounges operated by third parties (on same-day flights operated by American)
Note that your authorized users get entry only at AA Admiral's Club lounges, but do get guest privileges for immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests. Guests must be accompanied by the eligible authorized user and present boarding pass for same-day travel on American or a partner airline.
The Authorized User must present their credit card and be traveling on any departing or arriving flight that is marketed or operated by American, marketed and operated by any oneworld® airline.
Faster earn on miles
- Ear 4X AAdvantage Miles® on eligible American Airlines purchases. After spending $150,000 in purchases in a calendar year, cardmembers can earn even more with a total of 5X AAdvantage Miles® on eligible American Airlines purchases for the remainder of the calendar year
- 10X AAdvantage Miles® on eligible car rentals booked through aa.com/cars and eligible hotels booked through aa.com/hotels
- And a continued 1X AAdvantage Miles® on all other eligible purchases
Loyalty Point Bonuses to make reaching AAdvantage® status easier
- A 10,000 Loyalty Point Bonus after reaching 50,000 Loyalty Points in a status qualification year
- A 10,000 Loyalty Point Bonus after reaching 90,000 Loyalty Points in a status qualification year
Opportunities to Earn Credits
- Up to $120 back on eligible Avis or Budget car rentals every calendar year
- Up to $120 back on eligible GrubHub purchases (up to $10 statement credit each monthly billing statement)
- Up to $120 in Lyft credits ($10 Lyft credit each month after taking 3 eligible rides)
Travel Insurance
- Trip Cancellation & Interruption Protection
- Trip Delay Protection
- Lost Baggage Protection
- Worldwide Car Rental Insurance Coverage
Additional Benefits
- Admirals Club access for Primary and Authorized users with their immediate family or up to 2 guests
- Up to $100 credit on a Global Entry or TSA PreCheck® application fee (now every four years)
- First checked bag free for the primary cardmember and up to eight companions on the same reservation on American Airlines domestic flights
- 25% savings on eligible American Airlines in-flight food and beverage purchases when you use your card
- Enhanced Airport Experience offering priority boarding, priority check-in and priority screening on American Airlines flights for the primary cardmember and up to eight companions on the same reservation
- A dedicated concierge
- And Mastercard Priceless Experiences at Priceless.com/aa.
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 4x miles and reduce your expected rewards. The 10x on hotels and car rentals is only applicable when booked via aa.com

Southwest® Rapid Rewards® Performance Business Credit Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.60%
Southwest® Rapid Rewards® Performance Business Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.60%
The Southwest® Rapid Rewards® Performance Business Credit Card card is all about being half of the one-two card combo needed to earn Southwest Companion Pass for two years with just two credit cards.
The premium version of the Southwest Rapid Rewards Premier Business Credit Card, this card offers 9,000 bonus Rapid Rewards points each cardmember anniversary, has multiple spending bonus categories, and includes benefits like 4 upgraded boardings per year, in-flight Wifi credits and Global Entry / PreCheck fee credits.
Full list of features and benefits:
- 4X points on Southwest Airlines
- 2X points on social media / search engine advertising, Internet, cable and phone services.
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 1 point per $1 spent on all other purchases.
- 9,000 bonus points each year after your Cardmember anniversary.
- $500 fee credit each year towards Rapid Rewards transfers
- Unlimited Tier Qualifying points (TQPs) towards A-List status (previously maxed out at $100,000 in spend / 15,000 points)
- 4 Upgraded Boardings per year when available
- Inflight WiFi Credits
- Global Entry or TSA Pre✓® Fee Credit
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 4x points. If you also fly another carrier, you will only earn 1x points for those purchases.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.25%
Chase Ink Business Preferred® Credit Card
Annual Airfare Limit:
$150,000
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.25%
The Chase Ink Business Preferred® Credit Card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.
If your business spends a lot in any of these categories, you can earn a ton of points.
It also earns 5X Ultimate Rewards points on Lyft rides.
You'll get complimentary cell phone insurance when you pay your cell phone bill with this card. (See Chase website for details). No foreign transaction fees.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.10%
American Express® Gold Card / Rose Gold Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.10%
Is the American Express® Gold Card the best card for dining and groceries?
The Gold Card offers 4x Membership Rewards points at restaurants (including U.S. takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights booked directly with airlines or on amextravel.com.
And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)
It also offers $20 in total monthly dining offers:
- Earn up to $10 in monthly statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations (Enrollment required)
- $10 in Uber Cash each month which you can use for Uber Eats. Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Enrollment required / terms apply.
(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)
While many Amex bonus categories are US-only, this card earns 4x on restaurants, including internationally.
American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)
It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.10%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.5.10%
All information about the American Express® Green Card has been collected independently by YourBest Credit Cards.
The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining. Transit is an especially rare category and includes trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
The new Amex Green card also comes with a few annual credits:
- Receive up to $189 per calendar year in statement credits, when you pay for a CLEAR Plus membership (subject to auto-renewal) with the American Express® Green Card. Terms apply.
- $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Rates and Fees for the American Express® Green Card

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.80%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.80%
This card is no longer available at Your Best Credit Cards.
We recommend the Chase Sapphire Preferred® Card instead.
The Citi Premier® Credit Card is an excellent general travel, dining, and grocery card with a low annual fee.
Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.
There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.
How Does the Citi Premier Earn Citi ThankYou Points?
- 3X Points at Dining
- 3X Points at Grocery Stores / Supermarkets
- 3X Points on Gas
- 3X Points on Flights and Hotels
- 1X Points on All Other Purchases
Other ThankYou Premier Card benefits
- The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.
- No foreign transaction fees
Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, Turkish and Cathay Pacific.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.50%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.50%
Earn Rate
- 3X points for every dollar spent on dining, takeout, and eligible delivery services
- 3X points for every dollar spent at grocery stores
- 3X points for each dollar spent directly with Air Canada
- 1 point for each dollar spent on all other purchases
- Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)
Card Benefits
- Status Boost: Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights. Cardmembers can requalify as follows:
- Earn 25K Status through the next year after spending $15,000 in a calendar year
- Existing status holders earn a one-level status boost to 35K Status or higher for the next year after spending $50,000 in a calendar year
- Additional spend thresholds starting at $100,000 of spend in a calendar year will unlock unprecedented Aeroplan redemption benefits, including 50% off Priority Rewards and companion benefits
- Pay Yourself Back: The Aeroplan Credit Card is the first co-branded card to do this (starting soon, not right at launch) and you will be able to Pay Yourself Back with up to 50,000 Aeroplan points annually. This will be good for any all travel from Ubers to flights and will be at 1.25 cents per point in value, so $625 a year max.
- No foreign transaction fees
- Global Entry / PreCheck / Nexus reimbursement once every four years (This is the only credit card in the US that reimburses Nexus, which is like a Canadian Global Entry and is available to US citizens as well)
- Free checked bag for you and up to 8 companions on the same itinerary
- Trip Cancellation/Interruption Insurance
- Baggage Delay Insurance
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Roadside Assistance
- The card is a World Elite Mastercard, so you’ll get all of those benefits.
Spend Threshold Bonuses
- At $100,000, $250,000, $500,000 and at $750,000 spend in a calendar year you get a 50% off reward certificate. These vary in utility based on your tier but if you have top tier Air Canada status, they are good for 50% off any award you can find. In fact, you can even use them to book an Aeroplan-metal economy award (if that is what your status allows) and then use eUpgrade credits to get into Business Class.
- At $1,000,000 in spend, you het a GLOBAL +1 Award, which grants you 100% of your points back for all redemptions in all cabins on any metal for a designated companion.
NOTE: If you used our Credit Cards Optimization Tool to find this card, please remember that the 3X bonus rate for Air Canada flights only applies to paid flights booked via Air Canada. Other flights would earn 1X.

Southwest® Rapid Rewards® Premier Business Credit Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
Southwest® Rapid Rewards® Premier Business Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
The Southwest® Rapid Rewards® Premier Business Credit Card is useful in conjunction with a personal card bonus to get the Southwest Companion Pass, since you can get one of each bonus and exceed the required 135,000 points for Companion Pass.
Full list of features and benefits:
- 3X points on Southwest purchases
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- $500 fee credit each year towards Rapid Rewards transfers
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
- 6,000 bonus points on your card anniversary.
- No foreign transaction fees.
- Tier qualifying points. For every $10,000 points that you spend, you’ll receive 1,500 tier qualifying points. Up to $100,000 per year.
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
Southwest Rapid Rewards® Premier Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
The Southwest Rapid Rewards® Premier Credit Card is the mid-level personal Southwest card with a modest annual fee. Get 6,000 points per card anniversary and 3x points on Southwest flights.
- 3X points on Southwest purchases (up from 2X)
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Southwest Rapid Rewards® Priority Credit Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
Southwest Rapid Rewards® Priority Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.20%
The Southwest Rapid Rewards® Priority Credit Card is a premium-level Southwest card comes with extra benefits for loyal Southwest flyers. Get 7,500 points, a $75 Southwest credit, and 4 upgraded boarding positions each card anniversary.
- 3X points on Southwest purchases
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- Unlimited Tier Qualifying points (TQPs) towards A-List status - 1,500 Tier qualifying points for every $10,000 that you spend on the card
- 7,500 Rapid Rewards points each year on your card anniversary. Based on our 1.4 cent value, those points along are worth $105 toward Southwest Airlines flights.
- A $75 annual Southwest travel credit. Just charge your Southwest flight to your credit card and Chase will automatically reimburse you. The credit renews every year after your card anniversary date.
- 4 Upgraded Boardings per year. Southwest is a first-come, first-served system for boarding. The earlier you check in, the better your boarding position. But upgraded boardings allow you to skip the cattle car process, automatically giving you an A1-A15 position. Normally, you need to pay for these boarding spots, but the card will reimburse you for the first four that you purchase.
- No foreign transaction fees. You won’t pay any foreign transaction fees when you use the card to make purchases abroad.
- 25% back on all inflight purchases. That includes WiFi, as well.
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.00%
US Bank Altitude® Connect Review
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.4.00%
The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.
Card Features:
- 4X points (which equates to 4% cash back) on travel (including air, hotel, and cruises) and at gas stations
- 2X points at grocery stores and on grocery delivery
- 2X points for dining (at a restaurant or via delivery)
- 2X points on streaming services
- 1X point per dollar on all other eligible purchases
- Earn a $30 annual streaming credit: When you put eligible streaming services on your card for 11 straight billing cycles, the 12th month will see a credit of up to $30.
- Cell Phone Protection: You can get reimbursed for up to $600 if your cell phone is stolen or damaged (but lost phones are not covered) as long as you pay your monthly cell phone bill with your card. $100 deductible applies and you will be covered for a maximum of one claim per year. Protection is secondary to homeowners/renters insurance.
- TSA PreCheck or Global Entry Credit: You'll get up to $100 in statement credits to reimburse your application fee up to once every four years.
- No Foreign Transaction Fees.
US Bank Altitude Connect Credit Card Review
The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.
This card is for people with a strong credit profile. You should have a 720 or better FICO to apply for this card.

Delta SkyMiles® Platinum Business American Express Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
Delta SkyMiles® Platinum Business American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
With the Delta SkyMiles® Platinum Business American Express Card you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.
Earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Delta Platinum Card, up to two times through 12/31/23. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges. Terms apply.
Delta Business Platinum Bonus Categories
- Earn 3X miles on Delta purchases.
- Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
- Earn 1.5 miles on purchases of $5,000 or more, up to 50,000 miles per year.
Additional Amex Delta Business Platinum Benefits
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
- Buy One, Get One Companion Certificate on select fares.
- $50 Delta SkyClub per-visit lounge access for yourself and up to two guests when flying Delta. Effective 1/1/24, this benefit will no longer be available.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Delta SkyMiles® Reserve Business American Express Credit Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
Delta SkyMiles® Reserve Business American Express Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
The Delta SkyMiles® Reserve Business American Express Credit Card offers an annual companion certificate in any cabin class and Delta Sky Club Access + Centurion Lounge, plus your first checked bag free and priority boarding on Delta.
Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
Delta Reserve Business Bonus Categories
- Earn 3X miles on eligible Delta purchases
Additional Delta Reserve Business Benefits
- Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
- Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
- Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Delta SkyMiles® Reserve American Express Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
Delta SkyMiles® Reserve American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
The Delta SkyMiles® Reserve American Express Card gets an annual domestic companion certificate in any class, including First and Business, plus your first checked bag free and priority boarding on Delta.
Moreover, it includes Delta SkyCub access, with limitations.
Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
Earn Rate:
- Earn 3X miles on Delta purchases
Primary Benefits:
- Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
- Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
- Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
- $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
- Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
United Quest(SM) Card Earn Rate
- 3X United miles on United purchases.
- 2X on other travel (like air, hotel, and car rentals). (Recall, though, that you can earn 3X points on any airline in the world with a Chase Sapphire Reserve or 2X on any airline in the world with a $95 annual fee Chase Sapphire Preferred.
- 2X miles on dining and streaming services.
- Everything else earns just 1 mile per dollar.
United Quest Benefits
- Two 5,000 mile award flight credits each year after account anniversary. Essentially, you will get 5,000 miles “back” after you book an award flight.
- $125 annual United purchase credit. This is a statement credit against UA purchases like airfare as well as things you can buy that are related to a flight, like checked bag fees, upgrades, seats, and Wifi.
- Earn 500 PQP for every $12,000 in card spend, up to 3,000 PQP in a Calendar Year - valid up to 1K status as long as the required PQF requirements are also met.
- 2 free checked bags
- Priority boarding
- $100 in Global Entry or TSA Precheck once every 4 years.
- No foreign transaction fees
- Premier upgrades on award tickets. Prioritized after the lowest paid fare class, a Premier member with this card will get upgraded on award tickets.
- 25% statement credit on onboard purchases (food, drinks, and wifi)
- Trip Cancellation / Interruption insurance
- Trip Delay reimbursement
- Primary car rental collision / damage waiver
- Purchase protection
- Roadside assistance
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on United, which earns 3X. Other airfare earns 2X. If part of that spend is on other airlines, that spend will earn only 2x on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.60%
The Bilt Mastercard® is the only credit card that lets you pay your rent with no surcharges and earn one point per dollar in the process.
This works with any landlord, up to $100,000 in rent per year as long as you make 5 other purchases per statement cycle.
- Earn up to 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year
- 2X points on travel
- 3X points on dining
- 1X points on other purchases
- Earn points on rent when you make 5 transactions that post each statement period.
- When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian(TM), TransUnion(TM), and Equifax(TM).
Signup Bonus
The card does not have a traditional signup bonus, however, once you are approved you will be sent an email offering you 5X on everything (except rent) for 5 days, up to $10,000.
So, timed well, you could conceivably get a bonus of up to 50,000 points.
Bilt Transfer Partners
- American Airlines AAdvantage
- Aer Lingus Avios
- Air Canada Aeroplan
- Air France Flying Blue
- British Airways Avios
- Cathay Pacific Asia Miles
- Emirates Skywards
- Hawaiian Airlines
- Iberia Avios
- IHG Rewards
- United Airlines MileagePlus
- Turkish Airlines Miles&Smiles
- Virgin Atlantic
- World of Hyatt

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.50%
Hilton Honors Aspire® Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.50%
Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Night Award, valid any day of the week on a Standard room award at nearly any property in the world. You can earn a second Free Night Award with $60,000 in spend within a calendar year
Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).
Earn Rate:
14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.
NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.
All information about the Hilton Honors Aspire® Credit Card has been collected independently by Your Best Credit Cards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
British Airways Visa Signature® Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
The British Airways Visa Signature® Card earns 3x Avios on British Airways, Iberia, LEVEL, and Air Lingus and 2x Avios on hotels booked directly with the hotel.
Also receive 10% off all British Airways flights that originate in the United States. (Must book through a special website provided with your new card.)
Earn a Travel Together Ticket, good for bringing a companion for just the taxes and fees when you redeem a reward flight for yourself, when you spend $30,000.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on British Airways, Iberia, LEVEL, and Aer Lingus. If part of that spend is on other airlines, that spend will earn only 1x on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
Iberia Visa Signature® Card Review
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
The Iberia Visa Signature® Card offers yet another way to earn Avios, even if you already carry the British Airways credit card.
Iberia Credit Card Earn Rate
- Earn 3 Avios per dollar pent on British Airways, Iberia, LEVEL, and Air Lingus purchases
- Earn 2 Avios per dollar spent on hotel accommodations
- Earn 1 Avios per dollar spent on any other purchases.
Iberia Credit Card Benefits
- 10% off of any Iberia flight. (Must buy the flights at Iberia.com/Chase10 using your Iberia Visa card)
- When you spend $30K on purchases on your Iberia Visa card in a year, you'll receive a discount voucher of $1,000 to use toward two tickets on the same flight.
- No foreign transaction fees
- Using this card at least once every 36 months (or any Avios transaction) will keep your Avios from expiring
- Avios can be transferred into British Airways Avios or Aer Lingus Avios via Avios.com.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on Iberia, which earns 3X Avios. If part of that spend is on other airlines, that spend will earn only 1X on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
Aer Lingus Visa Signature® Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.45%
The Aer Lingus credit card offers yet another way to earn Avios, even if you already carry the British Airways credit card.
Iberia Credit Card Earn Rate
- Earn 3 Avios per dollar pent on Aer Lingus, British Airways, Iberia, and LEVEL purchases.
- Earn 2 Avios per dollar spent on hotel accommodations
- Earn 1 Avios per dollar spent on any other purchases.
Aer Lingus Credit Card Benefits
- When you spend $30K on purchases on your Aer Lingus Visa card in a year, you'll receive a discount voucher of $1,000 to use toward two tickets on the same flight.
- No foreign transaction fees
- Using this card at least once every 36 months (or any Avios transaction) will keep your Avios from expiring
- Avios can be transferred into British Airways Avios or Iberia Avios via Avios.com.
NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on Aer Lingus, which earns 3X Avios. If part of that spend is on other airlines, that spend will earn only 1X on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
Earn 4x World of Hyatt points at Hyatt, 2x at restaurants, airline tickets purchased directly, local transit and commuting, and fitness club and gym memberships.
The Hyatt card gives you a Category 1 - 4 night every card year at renewal and you can earn a second one with $15,000 spend. Additional benefits include automatic Discoverist status and 5 elite nights credited each calendar year as well as the ability to earn 2 elite nights for every $5,000 in purchases.
Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.
NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
World of Hyatt Business Credit Card
Annual Airfare Limit:
$
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
The World of Hyatt Business card gives you Discoverist status, 5 elite nights for every $10,000 you spend, and 2X points on a range of common business spending categories.
World of Hyatt Business Credit Card Earn Rate
- Earn a total of 2 points per $1 spent for the top two of eight spend categories you spend on each calendar quarter —with no cap..
- The qualifying spend categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping.
- Stays at World of Hyatt hotels earn 4X points per dollar.
- Fitness club and gym memberships earn 2X points per dollar.
- Everything else earns 1 point per dollar spent.
Click on Card Details for all the benefits of the World of Hyatt Business Credit Card.
Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.
NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
This card is no longer available at Your Best Credit Cards. Please see other airline credit cards.
Review: Get a free checked bag and preferred boarding on American Airlines. The free checked bag is valid for for you and up to 4 travel companions. Earn a $99 companion certificate for domestic main cabin travel.
Earn AAdvantage miles at the rate of 2x for American Airlines, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus 1x for everything else.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases
NOTE: Our estimated rewards values assume all of your airline spend is with AA for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on AA purchases only.

The Hilton Honors American Express Business Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
The Hilton Honors American Express Business Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on purchases. Terms apply.
Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)
Earn 6X bonus points on eligible purchases in select business and travel categories: U.S. gas stations, U.S. wireless telephone service, U.S. shipping, U.S. restaurants, U.S. flights booked direct, and U.S. car rentals booked direct or with Amex Travel.
Earn 3x Hilton points on all other eligible purchases.
Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Costco Anywhere Visa Business Credit Card by Citi Review
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
Costco Anywhere Visa Business Credit Card by Citi Review
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
This card is no longer available at Your Best Credit Cards.
We suggest the Capital One SavorOne Cash Rewards Credit Card instead.
Review: For Costco members seeking pure cash back, this credit card is hard to beat!
Costco Business credit card earn rate and benefits:
- This Costco Business credit card earns 4% cash back at gas stations, both Costco and otherwise, for the first $7,000 per year.
- Earn 3% cash back at restaurants and on travel.
- Earn 2% cash back at Costco.
- Get 1% cash back on everything else.
- No foreign transaction fees.
The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31st of the year issued.
** Requires a Costco membership **"

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
Wells Fargo Propel American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
The Wells Fargo Propel offers 3x on gas stations, rideshares, transit, flights, hotels, car rentals, and some streaming services.
It earns 1x elsewhere.
These points can be used in their travel portal to purchase travel of almost any kind.
The Wells Fargo Propel credit card also provides complimentary cell phone insurance. There are no foreign transaction fees, either.
New cardholders will get a 12 month introductory 0% intro APR period on both purchases and balance transfers. 14.49%-24.99% Variable thereafter. See Terms.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
Costco Anywhere Visa Card by Citi
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
This card is no longer available at Your Best Credit Cards.
We suggest the Capital One SavorOne Cash Rewards Credit Card instead.
This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations, including EV charging stations, both at Costco and otherwise, for the first $7,000 per year. Additionally, it earns 3% cash back at restaurants and on travel.
You must have a Costco membership to be eligible for this card.

Citi® / AAdvantage® Platinum Select® World Elite MasterCard
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
Citi® / AAdvantage® Platinum Select® World Elite MasterCard
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
This card is no longer available at Your Best Credit Cards. Please see other airline credit cards.
Review: Get a free checked bag and preferred boarding on American Airlines.
Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also, earn a $100 flight discount after spending $20,000 and renewing your card.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
American Airlines AAdvantage® Mile Up®
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.00%
This card is no longer available at Your Best Credit Cards. Please see other airline credit cards.
This no-fee card earns 2X AAdvantage miles at grocery stores, as well as 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.80%
Southwest Rapid Rewards® Plus Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.80%
The Southwest Rapid Rewards® Plus Credit Card is the entry-level Chase Southwest card and has the lowest annual fee of the three. Get 2X points on Southwest flights and 3,000 points per card anniversary in exchange for your annual fee each year and 25% back on all inflight purchases including WiFi, plus:
- 2X points on local transit and commuting purchases, including rideshares (like Uber and Lyft)
- 2X points on internet, cable, phone, and select streaming
- 2 EarlyBird Check-Ins per year (Worth $15-$25 each)
Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Delta SkyMiles® Gold Business American Express Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Delta SkyMiles® Gold Business American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
With the Delta SkyMiles® Gold Business American Express Card, you'll get your first checked bag free and priority boarding on Delta.
Gold Delta SkyMiles Business Credit Card Earn Rate
- 2X Delta SkyMiles on Delta purchases
- 2X miles on eligible U.S. shipping purchases (Effective 1/1/2024, this benefit will have a cap of $50,000 in eligible purchases per category, per year.)
- 2X miles on restaurants worldwide
- 2X miles on U.S. advertising in select online / TV media (Effective 1/1/2024, this benefit will have a cap of $50,000 in eligible purchases per category, per year.)
- 1X miles on other eligible purchases
New Delta Flight Benefit
Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Delta SkyMiles® Blue American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
The Delta SkyMiles® Blue American Express Card has no annual fee and gives you the option to earn 2 bonus Delta SkyMiles on restaurants, as well as on Delta. You'll earn 1 point per dollar spent on all other eligible purchases. There are no foreign transaction fees, which is somewhat rare for a no-annual fee credit card. Terms apply.
NOTE: This rewards calculator is assuming all of your airline spend is with Delta for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on Delta purchases only.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Delta SkyMiles® Gold American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.
Gold Delta SkyMiles Credit Card Earn Rate
- 2X Delta SkyMiles on Delta purchases
- 2X miles on U.S. supermarkets
- 2X miles on restaurants worldwide
- 1X miles on all other eligible purchases
New Delta Flight Benefit
Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Delta SkyMiles® Platinum American Express Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Delta SkyMiles® Platinum American Express Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.
Earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Delta Platinum Card, up to two times through 12/31/23. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges. Terms apply.
Delta Platinum Bonus Categories
- Earn 3X miles on Delta purchases
- Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
- Earn 2X miles at U.S. supermarkets
- Earn 2X miles at restaurants, worldwide
- Terms apply
Additional Delta Platinum Benefits
- $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
- Buy One, Get One Companion Certificate on select fares.
- Get access to Delta Sky Club® at a rate of $50 per person per visit for you and up to two guests or immediate family when traveling on a Delta flight from now until 12/31/23. Effective 1/1/24, this benefit will no longer be available.
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Holders of the United℠ Explorer Card get free checked bag for you and a companion (must pay with card) and priority boarding on United flights.
- You'll also get two one-time United Club passes per cardmember year, access to the Luxury Hotel and Resort Collection, and access to both Inside Access events and United MileagePlus Events.
- You can earn a PQD status waiver with $25,000 spend and, best of all, this card entitles you to expanded saver economy award availability on United flights.
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit: You can receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
- Get one-year of complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by 12/31/24. After the trial period, you will be automatically enrolled in DashPass at the current monthly rate.
Includes Primary Rental Car Collision Damage Waiver (CDW) Coverage
The coverage is Primary, so you won't have to involve your own insurance as long as you reserve and pay for the rental with this card (see issuer website for all terms).
NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on United and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.40%
- 2 miles per dollar on United Airlines purchases and earn 25% back on United inflight purchases
- 2 miles per dollar at gas stations, and on local transit and commuting charges
- Earn 1 mile per $1 spent on all other purchases
- No foreign transaction fees
Note that in calculating your rewards on this card, we are counting all airfare as 2X miles since we don't capture your spend by airline. However, please note that the 2X multiplier on airfare will only apply to United flights.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.10%
Hawaiian Airlines World Elite Mastercard
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.10%
NOTE: When calculating your total rewards, our tool assumes all spending in the "Airfare" category is spent on Hawaiian Airlines and uses a 3X multiplier accordingly. If you do not fly Hawaiian Airlines exclusively, your rewards will be lower.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.00%
IHG One Rewards Premier Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.00%
IHG® Rewards Premier Credit Card Earn Rates
- 10X IHG bonus points when staying at IHG properties (That’s up to 26 total points per $ spent when factoring in IHG Rewards earnings when you stay).
- 5X points for all travel
- 5X points at gas stations
- 5X points for dining / take out / delivery
- 3X points for all other eligible purchases
IHG properties include: InterContinental® Hotels & Resorts, InterContinental Alliance®Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVEN™ Hotels and HUALUXE™
Additional IHG Premier credit card benefits:
- IHG Platinum Status
- An annual anniversary free night (up to 40,000 points, but you can "top up" with additional IHG Rewards points from your account for a more expensive reward)
- The fourth reward night free: Enjoy a reward night when you redeem points for any consecutive four-night stay at an IHG hotel; your fourth night will be free!
- Earn 10,000 bonus points and a $100 statement credit when you spend $20,000 plus one additional purchase each card year.
- Receive up to $50 in United Airlines TravelBank cash each year.
- Spend your way to Diamond Status with $40,000 in purchases plus one additional purchase in a calendar year.
- Get up to $800 per claim in cell phone protection against covered theft or damage (see issuer site for details and deductibles).
- No foreign transaction fees.
NOTE: In calculating your rewards values for this card, we are making the assumption that all Hotel spend entered is spent on IHG. If part of that spend is on other hotels, that spend will earn only 1x on this card, reducing the value of your rewards.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.00%
IHG One Rewards Premier Business Credit Card
Annual Airfare Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.2.00%
The IHG® Rewards Premier Business Credit Card is a great choice for business travelers that stay at IHG Rewards hotels often as it comes with a range of perks.
IHG Rewards Club Premier Business Credit Card Earn Rates
- 10X IHG bonus points when staying at IHG properties.
- 5X points for all travel
- 5X points at gas stations
- 5X points for dining / take out / delivery
- 5X points for social media and search engine advertising
- 3X points for all other purchases
IHG properties include: InterContinental® Hotels & Resorts, InterContinental Alliance®Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVEN™ Hotels and HUALUXE™
Additional IHG credit card benefits:
- IHG Platinum Status
- An annual anniversary free night (up to 40,000 points, but you can "top off" with additional points).
- The fourth reward night free: Enjoy a reward night when you redeem points for any consecutive four-night stay at an IHG hotel; your fourth night will be free!
- Earn 10,000 bonus points and a $100 statement credit when you spend $20,000 plus one additional purchase each year.
- Earn an additional free night (up to 40,000 points) each calendar year when you spend $60,000 plus one additional purchase.
- Receive Diamond (top tier) elite status when you spend $40,000 plus one additional purchase in a calendar year.
- Receive up to $50 each year in United Airlines TravelBank Cash.
- Get a Global Entry / TSA PreCheck Fee Credit (up to $100 every 4 years).
- No foreign transaction fee.
NOTE: In calculating your rewards values for this card, we are making the assumption that all Hotel spend entered is spent on IHG. If part of that spend is on other hotels, that spend will earn only 1x on this card, reducing the value of your rewards.

Marriott Bonvoy Brilliant® American Express® Card
Annual Airfare Limit: Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.1.80%
Marriott Bonvoy Brilliant® American Express® Card
Annual Airfare Limit:
Unlimited
Close X
This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.1.80%
With the Marriott Bonvoy Brilliant® American Express® Card, you'll receive automatic Marriott Platinum status and 25 elite nights credits every year.
Marriott Bonvoy Platinum status gets you free breakfast (or Executive Lounge access and free breakfast in the Executive lounge if the hotel has one) at most full service Bonvoy properties (Ritz Carlton and EDITION are excluded). You also get a guaranteed 4pm late checkout at all Bonvoy hotels unless they are a resort or conference hotel.
This card earns Marriott Bonvoy points for purchases:
- 6x points at Marriott hotels
- 3x points at restaurants worldwide and on flights booked directly with airlines
- 2x points on all other eligible purchases.
The Bonvoy Brilliant card comes with an annual free night award (up to 85,000 Marriott Bonvoy points in value) at renewal and a $25 monthly credit for up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
Each calendar year after spending $60,000 on eligible purchases, you can choose an Earned Choice Award benefit.
Choices include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $1,000 discount from Marriott Bonvoy Boutiques.
Terms apply.
Many additional features of this card are outlined in the full details page for this card - simply click below for more card details.
NOTE: Our rewards calculator is assuming that your total entered in "Hotels" is spend at Marriott properties for the purposes of calculating this card's value to you. If part of your hotel spend is at non-Marriott properties, that spend will earn less than our estimate.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.1.20%
Marriott Bonvoy Bold Credit Card
Annual Airfare Limit:
Unlimited
Close X
This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.1.20%
The Marriott Bonvoy Bold Credit Card is Chase's "no fee" entrant into the lineup of Marriott Bonvoy credit cards. It is similar to the Chase Marriott Bonvoy Boundless Card but with no annual fee and no annual free night certificate. It also earns considerably less points per dollar spent.
Note When calculating your Estimated Rewards Values, Hotel spend will be considered "spend at Marriott Bonvoy hotels" for the purposes of calculating your potential reward values (in this case, 3X). Hotel spend at other brands will not earn the bonus multiplier and would only earn 2X Bonvoy points (the rate for all other travel).
More Bonus Categories
Bonus Offer
Earn 60,000 bonus points with a Chase Sapphire Preferred
One of the best cards if you’re new to miles and points.

Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
X =
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value
X =
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Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.