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Cellular Service

These credit cards offer the best returns on your spend for purchases on cell phone service. 

Some cards, like the Chase Ink Business Preferred, even offer complimentary cell phone insurance coverage.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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6 Cards Available:

Credit card

Chase Ink Business Cash

Cellular Service Multiplier: 5X

Annual Cellular Service Limit: $25,000

Estimated Rewards Value :

8.75%

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Chase Ink Business Cash

Cellular Service Multiplier: 5X

Annual Cellular Service Limit: $25,000

Calculator
Estimated Rewards Value :

8.75%

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months

This card generously offers an excellent 5x on up to $25,000 annually at office supply stores and on internet, cable, and phone services. It also offers 2x on up to $25,000 annually at gas stations and restaurants.

Businesses with a lot of spend at office supply stores like Staples and Office Depot can really clean up.

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months
Credit card

Chase Ink Business Preferred

Cellular Service Multiplier: 3X

Annual Cellular Service Limit: $150,000

Estimated Rewards Value :

5.25%

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Chase Ink Business Preferred

Cellular Service Multiplier: 3X

Annual Cellular Service Limit: $150,000

Calculator
Estimated Rewards Value :

5.25%

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.

The Chase Ink Preferred card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.

If your business spends a lot in any of these categories, you can earn a ton of points.

Complimentary cell phone insurance when you pay your cell phone bill with this card. No foreign transaction fees.

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.
Credit card

CitiBusiness / AAdvantage Platinum Select World Mastercard

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: 70,000 bonus AAdvantage® miles after spending $4,000 in your first 3 months

Get a free checked bag and preferred boarding on American Airlines. Earn a $99 companion certificate for domestic main cabin travel.

Earn AAdvantage miles at the rate of 2x for American Airlines, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus 1x for everything else.

Gain access to Reduced Mileage Awards for up to 7,500 miles off rotating origins and destinations each month.

NOTE: Our estimated rewards values assume all of your airline spend is with AA for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on AA purchases only.

Offer: 70,000 bonus AAdvantage® miles after spending $4,000 in your first 3 months
Credit card

Hilton Honors American Express Business Card

Cellular Service Multiplier: 6X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

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Hilton Honors American Express Business Card

Cellular Service Multiplier: 6X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases.

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months
Credit card

Marriott Bonvoy Business American Express Card

Cellular Service Multiplier: 4X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

2.80%

Calculator

Marriott Bonvoy Business American Express Card

Cellular Service Multiplier: 4X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

2.80%

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months

Earn Marriott Bonvoy points for all purchases. Earn 6x for stays at Marriott; 4x at restaurants, gas stations, shipping, and wireless telephone service; and 2x everywhere else. Get a free night award, silver status, and 15 elite credits annually.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months
Credit card

Southwest Performance Business Credit Card

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

2.80%

Calculator

Southwest Performance Business Credit Card

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

2.80%

Offer: Get 70,000 Bonus Rapid Rewards points when you spend $5,000 in your first 3 months

The premium version of the Southwest Rapid Rewards Premier Business Credit Card, this card offers 9,000 bonus Rapid Rewards points each cardmember anniversary, has multiple spending bonus categories, and includes benefits like 4 upgraded boardings per year, in-flight Wifi credits and Global Entry / PreCheck fee credits.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Get 70,000 Bonus Rapid Rewards points when you spend $5,000 in your first 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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