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Cellular Service

These credit cards offer the best returns on your spend for purchases on cell phone service. 

Some cards, like the Chase Ink Business Preferred, even offer complimentary cell phone insurance coverage.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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14 Cards Available:

Credit card

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: 65,000 bonus AAdvantage® miles after spending $4,000 in your first 4 months

Review: Get a free checked bag and preferred boarding on American Airlines. The free checked bag is valid for for you and up to 4 travel companions. Earn a $99 companion certificate for domestic main cabin travel.

Earn AAdvantage miles at the rate of 2x for American Airlines, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus 1x for everything else.

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases

NOTE: Our estimated rewards values assume all of your airline spend is with AA for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on AA purchases only.

Offer: 65,000 bonus AAdvantage® miles after spending $4,000 in your first 4 months
Credit card

The Hilton Honors American Express Business Card

Cellular Service Multiplier: 6X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

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The Hilton Honors American Express Business Card

Cellular Service Multiplier: 6X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Terms apply. (Rates and Fees)

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases. Terms apply.

Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Terms apply. (Rates and Fees)
Credit card

US Bank Business Cash Rewards World Elite Mastercard

Cellular Service Multiplier: 3X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Cellular Service Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get $500 when you spend $3,000 in your first 90 days

The US Bank Business Cash Rewards World Elite Mastercard may not be the first small business credit card that you think of, but it's an excellent cash back card if you spend a lot at gas stations, office supplies or cell phone service as you will earn 3% cash back on all three of these categories with no cap.

You also get a 25% bonus each anniversary of your prior year's rewards, up to $250.

There's no annual fee, no foreign transactions fees, and it offers complimentary secondary cell phone protection.

Offer: Get $500 when you spend $3,000 in your first 90 days
Credit card

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard ®

Cellular Service Multiplier: 3X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get $500 when you spend $4,500 in your first 150 days

The U.S. Bank Triple Cash Rewards Visa® Business Card is a new small business credit card that offers a great 3% cash back at gas stations including EV charging stations, office supplies or cell phone service or at restaurants.

You will earn 3% cash back on all four of these categories with no cap.

Also earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.

No annual fee.

Offer: Get $500 when you spend $4,500 in your first 150 days
Credit card

Marriott Bonvoy Business® American Express® Card

Cellular Service Multiplier: 4X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

2.40%

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Marriott Bonvoy Business® American Express® Card

Cellular Service Multiplier: 4X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Earn 100,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Offer expires 11/2/22. Terms apply.(Rates and Fees)

Earn Marriott Bonvoy points with the Marriott Bonvoy Business® American Express® Card for all purchases.

Earn 6x for stays at Marriott; 4x at restaurants worldwide, U.S. gas stations, with U.S. shipping companies, and wireless telephone service from U.S. providers; and 2x everywhere else.

Get a free night award, Gold Elite status, and 15 elite credits annually. Terms apply.

Also, receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level. In fact, if you also have a personal Bonvoy credit card, you can earn 15 elite nights annually on each card - for a total of 30 per year.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Earn 100,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Offer expires 11/2/22. Terms apply.(Rates and Fees)
Credit card

Amazon Business Prime American Express Card

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

Amazon Business Prime American Express Card

Cellular Service Multiplier: 2X

Annual Cellular Service Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: Receive a $125 Amazon Gift Card when approved for this card with an eligible Amazon Prime membership.

Earn 5% Back on your first $120,000 in purchases each calendar year on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership. Or, get 90 day terms for those purchases instead of the 5% cash back.

You'll also earn 2% cash back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers.

Earn 1% back on everything else.

Earned rewards can be redeemed for Amazon purchases ur used as statement credits.

Offer: Receive a $125 Amazon Gift Card when approved for this card with an eligible Amazon Prime membership.

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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